New launch by IDBI Intech: Banking-Compliance-as-a-Service NEW

A wholly owned subsidiary of IDBI Bank Ltd.

IDBI Intech Ltd. (Intech), a company incorporated in March 2000, is a wholly owned subsidiary of IDBI Bank Ltd. We are a Next-gen Technology Company led by Young Energetic Millennial with Innovative Digital Mindset, Integrating Disruptive Technologies to make "The Customer WIN". We harness Artificial Intelligence & Machine Learning for cognitive breakthrough innovations, joining the dots in the entire life cycle of digital customer experience & journey.

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Innovative Products
i-AML (Anti Money Laundering Cloud Solution)

Governments around the world recognize the corrosive dangers that unchecked money laundering poses to their economic and political systems and have prescribed acts, rules and regulations for prevention of money laundering.

The Anti-Money Laundering tool developed by IDBI Intech is a state of the art application that gives the users unique features to effectively identify money laundering attempts in their organizations, report suspicious transactions to Regulatory Authorities and take preventive action / block the transactions, as per the Regulatory guidelines / Anti Money Laundering Act.

i@Connect® (Middleware for RTGS / NEFT / SFMS / SWIFT)

i@Connect® is a web based solution with a Straight Through Processing (STP) capability to process payment requests. It is a middleware connecting Core Banking application / Trade Finance / Demat / Treasury systems with the Payment systems like RTGS, NEFT, SWIFT, etc. It helps to process large volumes of transactions in no time, without manual intervention. i@Connect® a middleware for RTGS / NEFT / SFMS / SWIFT avoids duplication of data entry, ensures data integrity and eliminates any scope for errors of Omission and Commission.

i-RECON (i-Recon Enterprise wide Reconciliation & Settlement System)

Reconciliation & Accounting of bank's payment transactions is always a tedious task. Banks act as issuer and acquirer bank of various payment channels facilitated by various financial networks such as NPCI, VISA, MasterCard, CashNet, Amex, UPI, JPI etc. for ATM, POS and Digital Banking payments.

The i-Recon product of IDBI Intech is designed on latest AI based technologies to meet the reconciliation and settlement of daily transactions from various sources like NPCI (NFS / RuPay), VISA, MasterCard, CashNet, Amex for ATM & POS, ATM Cash In Accounting using EJ / CBS / Switch / CBR (C3R), Digital Banking transactions like IMPS / UPI / BBPS / AePS etc., digital wallets, Card to Card transactions, Contactless Cards, Nostro Accounts (Swift), Dividend etc. up to the maximum possibility of matching and in highly efficient time bound manner. i-Recon is purely future proof and it is ready to adopt upcoming payment channels.

WhatsApp Banking
  • Enhanced customer reach
  • Quick services to IDBI Bank customers
  • Presence on biggest social media platform
  • Reduction in branch visit by customers
i-IRAC (Income Recognition and Asset Classification)

i-IRAC is a web based solution for NPA management, based on rules and conditions, designed as per the regulatory norms of Income Recognition, Asset Classification and provisioning requirements. The solution helps to ascertain the status of the Loans and Advances accounts at any given point of time and not necessarily only at the quarter ends. It also provides for the asset classification and provisioning at the Head Office level without involving the branches.

i-Corporate Liquidity Management Solution

Treasuries of Big corporates are finding it difficult to handle cash management related information since they have accounts with multiple Banks and do not have a bird’s eye view on how to consolidate their funds and manage the liquidity within the organization effectively.

Banks are also in constant need of tools that can help them to take informed decisions, While at one side wherein most of the data comes from rating agencies, Banks are in better position to trust their own data in form of Past history records and transaction of Corporate Customers.

We at IDBI Intech have built Solutions that will help the Corporate customers to address to their liquidity issues and at the same time open up a revenue stream for Banks for the value add services they can provide to their customers.

Our Innovative Products


i-AML (Anti Money Laundering Cloud Solution)

Governments around the world recognize the corrosive dangers that unchecked money laundering poses to their economic and political systems and have prescribed acts, rules and regulations for prevention of money laundering.

The Anti-Money Laundering tool developed by IDBI Intech is a state of the art application that gives the users unique features to effectively identify money laundering attempts in their organizations, report suspicious transactions to Regulatory Authorities and take preventive action / block the transactions, as per the Regulatory guidelines / Anti Money Laundering Act.

i@Connect® (Middleware for RTGS / NEFT / SFMS / SWIFT)

i@Connect® is a web based solution with a Straight Through Processing (STP) capability to process payment requests. It is a middleware connecting Core Banking application / Trade Finance / Demat / Treasury systems with the Payment systems like RTGS, NEFT, SWIFT, etc. It helps to process large volumes of transactions in no time, without manual intervention. i@Connect® a middleware for RTGS / NEFT / SFMS / SWIFT avoids duplication of data entry, ensures data integrity and eliminates any scope for errors of Omission and Commission.

i-RECON (i-Recon Enterprise wide Reconciliation & Settlement System)

Reconciliation & Accounting of bank's payment transactions is always a tedious task. Banks act as issuer and acquirer bank of various payment channels facilitated by various financial networks such as NPCI, VISA, MasterCard, CashNet, Amex, UPI, JPI etc. for ATM, POS and Digital Banking payments.

The i-Recon product of IDBI Intech is designed on latest AI based technologies to meet the reconciliation and settlement of daily transactions from various sources like NPCI (NFS / RuPay), VISA, MasterCard, CashNet, Amex for ATM & POS, ATM Cash In Accounting using EJ / CBS / Switch / CBR (C3R), Digital Banking transactions like IMPS / UPI / BBPS / AePS etc., digital wallets, Card to Card transactions, Contactless Cards, Nostro Accounts (Swift), Dividend etc. up to the maximum possibility of matching and in highly efficient time bound manner. i-Recon is purely future proof and it is ready to adopt upcoming payment channels.

Whatsapp Banking
  • Enhanced customer reach
  • Quick services to IDBI Bank customers
  • Presence on biggest social media platform
  • Reduction in branch visit by customers
i-IRAC (Income Recognition and Asset Classification)

i-IRAC is a web based solution for NPA management, based on rules and conditions, designed as per the regulatory norms of Income Recognition, Asset Classification and provisioning requirements. The solution helps to ascertain the status of the Loans and Advances accounts at any given point of time and not necessarily only at the quarter ends. It also provides for the asset classification and provisioning at the Head Office level without involving the branches.

i-Corporate Liquidity Management Solution

Treasuries of Big corporates are finding it difficult to handle cash management related information since they have accounts with multiple Banks and do not have a bird’s eye view on how to consolidate their funds and manage the liquidity within the organization effectively.

Banks are also in constant need of tools that can help them to take informed decisions, While at one side wherein most of the data comes from rating agencies, Banks are in better position to trust their own data in form of Past history records and transaction of Corporate Customers.

We at IDBI Intech have built Solutions that will help the Corporate customers to address to their liquidity issues and at the same time open up a revenue stream for Banks for the value add services they can provide to their customers.

Banking-Compliance-as-a-Service

IDBI Intech launches BFSI solutions under “Banking-Compliance–as-a–Service”; Anti Money Laundering (i-AML) & Payment Reconciliation (i-Recon) PA-DSS Certified: powered by Yotta Enterprise Cloud.

i-AML a Comprehensive Enterprise Wide Anti Money Laundering solution with built-in robust analytical tools, Parameterized Customer Risk Profiling, integrating with multiple watch-list along with APIs for customer on-boarding and Online transaction monitoring. Capable of processing more than 24 crore Customer-Base for a Single Entity.

i-Recon (PA-DSS Certified) is an Enterprise Wide Reconciliation, Settlement and Dispute Management solution Harnessing AI & ML Technology. Capable of processing 1.5 million transactions / per minute with upto 99.9% Intelligent Matching with T+1 TAT as per the Regulator and real time proactive adjustment possibility. Solution is Capable to handle exponential increase in transaction volumes without additional cost to client and is easily customizable.

i-AML i-Recon
Most Promising Business Leaders of Asia 2020-21

IDBI Intech MD & CEO, Surajit Roy, recognized by The Economic Times as one of the Most Promising Business Leaders of Asia 2020-21

More News

Banking Frontiers Technoviti Award 2019

i-RTMS (Real Time Monitoring System)

The Real Time Monitoring System developed by IDBI Intech is a system that gives the user’s unique features starting from real time transaction scanning, name scanning against sanction lists to identify suspicious transactions / money laundering attempts in their organizations, report suspicious transactions to Regulatory Authority and take preventive action / block the transactions as per the Regulatory Guidelines / Anti Money Laundering Act of the country.